Debbie Conover | Service Administrator
Year Joined: 2016
Years of Professional Experience: 30+
What I love about Retirement Evolutions: Being involved with a dedicated group of people that love to make a difference in their client’s world. I enjoy coming in and making an impact and connecting with the clients.
Places I’ve Lived: 25 years in Cleveland, Sacramento, Tucson since 2005
My Hobbies and Passions: Discovering new places and faces traveling in an RV, being with grandchildren, creating websites, being an event planner, being a Rotarian and giving back.
Responsibilities
Debbie spends much of her time assisting the advisors in conducting research and preparing materials for meetings. She is also heavily involved in keeping essential databases and electronic filing stays current.
Debbie’s Professional Story
Debbie could technically check the box of “retired”, but her personal engine doesn’t sit well at idle. Debbie’s professional journey includes over 20 years as an owner/operator of an auto repair shop. In her “2nd career” she spent time as an Office Administrator for a financial company, independently prepared corporate and individual taxes, worked as a patient liaison for a home health agency and worked as a coordinator for the Pima Council on Aging. Debbie is a long time friend with Karyn and so when the business was looking for an experienced, part-time set of hands adding her to the team was a natural fit.
Debbie’s Personal Story
Debbie grew up in Ohio and then moved to Sacramento where she married her husband Geary in 1984. After moving on from their auto shop business they were drawn to the clear air of Tucson to spend their retirement years. They have 4 children and 4 grandchildren. Summers months are spent traveling in their RV, meeting up with Rotarians from all over the world and making long visits with family. Debbie and Geary have traveled to most destinations on their bucket list; including Ireland, Australia, New Zealand, Germany, Norway, Great Britain, Sweden, Hawaii, Canada, Alaska, and most of the other 50 states.
We invite you to come into our office
To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at info@retevo.com, or call us at 520-399-6340 today!
By contacting us, you may be offered information regarding the purchase of insurance and investment products.
Consider an Annuity Even When the Market’s Humming
Perhaps you are familiar with an annuity. The basic premise is that you convert a lump sum of money into a stream of income. Unlike an investment, once you commit a fixed amount of money to the insurance company, that company is contractually obligated to provide you a minimum level of income with the option to continue receiving it as long as you live. All guarantees are backed by the financial strength of the issuing insurance company.
LISTENTech Trends
There are different formulas for launching highly successful companies. First, create a product that solves a problem that no one knew they had — for instance, how online search engines replaced encyclopedias. Then, there are ideas that help solve problems that plague millions of people.
Back pain, for example. Not only do approximately eight in 10 adults experience low-back pain at some point in their lifetime, but it’s also the most common cause of job-related disability.
One individual who suffered severe back pain while sitting at work all day decided to invent a new kind of desk. This desk would allow him to stand while he worked, alleviating his back pain. This man was a co-founder of VARIDESK, a new type of office furniture manufacturer. But this new company didn’t just enter the office supply industry; it introduced a new sales model that was key to its rampant success: Selling online direct to consumers.
LISTENRetirement Planning Challenges
In 1985, only 10 percent of people aged 65 and older were either in the workforce or job hunting. Today, that share has doubled, for a couple of reasons. First, fewer 65-year-olds have enough money to retire. Second, the number of people in this demographic with a college degree has more than doubled (53 percent today vs. 25 percent in 1985).
LISTENBoosting Financial Literacy is a Top Priority
Financial literacy has always been a challenge. However, now that much of the burden of retirement income has shifted to employees instead of employers, it is all the more important that we begin teaching the principles of saving and investing to people as early as possible.
LISTENStock Buybacks Explained
When the 2017 Tax Cuts and Jobs Act reduced the corporate tax rate from 35 percent to 21 percent, the hope was companies would spend their influx of money on expansion and increased jobs and wages. Instead, public companies’ most popular way to spend the excess capital has been to buy back their own stock.
LISTEN