Keys to Financial Planning
Working with a financial planner is a critical step to helping protect your future. That’s why Retirement Evolutions Wealth Management conducts “Keys to Financial Planning” workshops in order to share our knowledge and help you make some key decisions.
We know that financial planning advice doesn’t come in a one-size-fits-all package. Every financial strategy must be custom designed to fit your financial needs, goals and lifestyle. We believe, however, that financial decisions need to be based on information, and, with our experience, we can help guide you through the financial maze.
These are just some of the topics covered in our workshop presentations:
- Learn the secrets stock brokers and insurance agents use
- How to help increase investment returns
- The good, the bad and the details on annuities
- How to help minimize the fees on your investments
- How to help minimize taxation on Social Security
- Invest in the market with a “seat belt” to help protect you in market down times
- Personal financial planning and the importance of a “financial stress test”
- Reverse mortgage “advantages and disadvantages”
- And much more!
We include information on financial planning for retirees to help answer many of the questions that arise when faced with retirement decisions. You’ll learn why having your affairs in order is just as important as the rate of return on money and why you need a medical directive. Our financial advisors will help explain why slow and steady wins the race. We’ll uncover tools to ensure your goals are met.
Our workshops will help provide personal financial planning insights. We believe financial planning advice should be transparent. As an independent financial advisory firm, we do not accept commissions for investment advice and work solely on the behalf of our clients. We always provide unbiased financial advice.
Planning For your Future
Your financial plan should include a mix of investments for diversification. However, purchasing investments, such as stocks and bonds, without a plan can put your wealth at risk. Sound financial investment planning is based on your financial goals, financial situation, inheritance preferences, tolerance for risk and need for financial growth and other factors.
Retirement Evolutions Wealth Management can provide you with a personal investment planner that will help you create your portfolio. We will comprehensively analyze all aspects of your financial health. We will also help manage your asset allocations only after we understand your complete financial situation, preferences and goals. Our approach to investment planning focuses on helping to create a customized portfolio specifically for you.
*Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing carrier.
Your investment advisor is not permitted to offer, and no statement contained herein shall constitute, tax, legal or accounting advice. You should consult a legal or tax professional on any such matters.
Neither the Company nor its agents or representatives may give tax, legal or accounting advice. Individuals should consult with a professional specializing in these areas regarding the applicability of this information to their situations.
LISTEN TO JOHN AND KARYN ON THE RADIO
Thirty years ago, developed markets were seen as much more stable than smaller, emerging countries. But as political division and uncertainty permeates the West, the differences have faded, and emerging markets (EM) have shed the high-risk perception that accompanied foreign investment.
Sound government situations, conservative monetary policy and lower levels of debt were once staples of developed markets, while EMs posed higher risks with regard to politics and central bank policies. EM countries have evolved, along with their institutions and policies, while populist politicians have gained prominence in the West by touting the benefits of isolationism and protectionism.1LISTEN
If you look on the internet, you can find step-by-step instructions to do almost anything. But what about retirement planning? You can get a lot of information but putting the final plan together is something best done with professional help and guidance. Today Jon and Karyn provide four areas where a financial pro can be most valuable in getting things in shape for your post-working years.
Take a listen!LISTEN
Each quarter we give our clients the chance to huddle together and receive some analysis regarding what transpired in the U.S. markets in the proceeding quarter. One of the staples we like to share is how the major asset classes performed and compare it trailing performance during recent years (like this chart below). It is always interesting to see how much fluctuation there can be in short period of time. For example, notice 2017’s leading sector of “Emerging Markets” fell completely to the bottom in performance in 2018 while “Cash” demonstrated the inverse.LISTEN
You may be getting near the finish line and set to retire. But are the investment decisions you have made the right ones for you? Jon and Karyn look at four strategies which explore retirement expenses and ways to address them, to protect against unnecessary risks and allow the right growth pathways for that valuable nest egg.
Take a listen!LISTEN
What’s the secret to Col. Sanders’ recipe for fried chicken? Is the reason Coca-Cola tastes different from Pepsi based on a formula locked up in a vault at corporate headquarters? For many companies, their trade secrets – also known as intellectual property (IP) – are a key differentiator and the primary reason for their success. For some, it’s a recipe or a chemical formula. For others, it’s customer data or proprietary technology.LISTEN