Keys to Financial Planning
Working with a financial planner is a critical step to helping protect your future. That’s why Retirement Evolutions Wealth Management conducts “Keys to Financial Planning” workshops in order to share our knowledge and help you make some key decisions.
We know that financial planning advice doesn’t come in a one-size-fits-all package. Every financial strategy must be custom designed to fit your financial needs, goals and lifestyle. We believe, however, that financial decisions need to be based on information, and, with our experience, we can help guide you through the financial maze.
These are just some of the topics covered in our workshop presentations:
- Learn the secrets stock brokers and insurance agents use
- How to help increase investment returns
- The good, the bad and the details on annuities
- How to help minimize the fees on your investments
- How to help minimize taxation on Social Security
- Invest in the market with a “seat belt” to help protect you in market down times
- Personal financial planning and the importance of a “financial stress test”
- Reverse mortgage “advantages and disadvantages”
- And much more!
We include information on financial planning for retirees to help answer many of the questions that arise when faced with retirement decisions. You’ll learn why having your affairs in order is just as important as the rate of return on money and why you need a medical directive. Our financial advisors will help explain why slow and steady wins the race. We’ll uncover tools to ensure your goals are met.
Our workshops will help provide personal financial planning insights. We believe financial planning advice should be transparent. As an independent financial advisory firm, we do not accept commissions for investment advice and work solely on the behalf of our clients. We always provide unbiased financial advice.
Planning For your Future
Your financial plan should include a mix of investments for diversification. However, purchasing investments, such as stocks and bonds, without a plan can put your wealth at risk. Sound financial investment planning is based on your financial goals, financial situation, inheritance preferences, tolerance for risk and need for financial growth and other factors.
Retirement Evolutions Wealth Management can provide you with a personal investment planner that will help you create your portfolio. We will comprehensively analyze all aspects of your financial health. We will also help manage your asset allocations only after we understand your complete financial situation, preferences and goals. Our approach to investment planning focuses on helping to create a customized portfolio specifically for you.
*Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing carrier.
Your investment advisor is not permitted to offer, and no statement contained herein shall constitute, tax, legal or accounting advice. You should consult a legal or tax professional on any such matters.
Neither the Company nor its agents or representatives may give tax, legal or accounting advice. Individuals should consult with a professional specializing in these areas regarding the applicability of this information to their situations.
LISTEN TO JOHN AND KARYN ON THE RADIO
2018 marks the 10th anniversary of the Great Recession of 2008. Despite a painfully slow recovery, U.S. economic growth has been sustainable. The stock and bond markets continue to perform well, unemployment is low and the economy is generally considered healthy and booming.LISTEN
You may think you know everything there is about Social Security, but even today in the Information Age there are myths and misinformation that persist. Today on Radio Evolved, Jon and Karyn go over several long-held ideas concerning Social Security and explain the facts as well as dispel the myths so you can get the absolute most from your benefits.LISTEN
Some people still have a traditional pension waiting for them to provide retirement income, but most do not. There are many strategies and options available to build one for workers who don’t have one available. Jon and Karyn take a look at straightforward steps you can take to build that lifetime retirement income using many different sources – Social Security, home equity, real estate holdings, annuities, and more.LISTEN
By: Karyn Damschen
Women live, on average, ten years longer than men. Women also tend to earn less than men in their lifetimes, often due to working from the home raising children or caring for family members. Given these two facts, longer life and less income, it is important that women understand their Social Security eligibility and get the most out of their benefits. And 40% of recent women claiming their benefits were only 62 years old while only 3% were 70 when they claimed their Social Security– the age at which you would receive your maximum payout. If you claim your benefits early, you may receive a payment reduced as much as 30% of its possible value.[i] Since women may live over thirty years or more on that payout, it’s good to know your options. We encourage you to visit the Social Security website, or a local office, and look over your details, making sure everything is accurate.[ii] We may also be able to help you in this area.LISTEN
Many things can be done on your own for retirement planning, but there are areas where having a trusted financial professional can be a great benefit. Today Jon and Karyn go over four specific areas such as Social Security optimization, tax diversification, and others, where professional help can help maximize your ability to be sure the income is there for your post-working years.LISTEN