HEALTH INSURANCE OPEN ENROLLMENT FOR INDIVIDUAL INSURANCE (ACA) PLANS
November 1st – December 15th, 2018 for plans to be effective January 1, 2019
Thousands of people in Pima and Maricopa counties will need to make individual health insurance decisions for January 1, 2019.
The good news is that we have additional insurance companies offering plans for 2019! An experienced, knowledgeable insurance specialist to help guide you through the process and answer YOUR important questions is critical.
CMS has announced they do not intend to offer any extensions to the enrollment period this year. You MUST enroll by December 15th, 2018 to be covered for all of 2019.
You may qualify for a Special Election Period if you have a Qualifying Life Event such as getting married, having a baby or moving to a new area.
We are pleased to be one of a few Elite Brokers in Arizona that can assist with plans AGAIN for 2019.
Call Today to Schedule a FREE Phone Consultation
In 30-45 minutes you will:
- Understand all plan options available in your area
- Review and assess which plan(s) will meet your needs
- Outline the steps to enroll in the right plan for you
- Get enrolled
LISTEN TO JOHN AND KARYN ON THE RADIO
Thirty years ago, developed markets were seen as much more stable than smaller, emerging countries. But as political division and uncertainty permeates the West, the differences have faded, and emerging markets (EM) have shed the high-risk perception that accompanied foreign investment.
Sound government situations, conservative monetary policy and lower levels of debt were once staples of developed markets, while EMs posed higher risks with regard to politics and central bank policies. EM countries have evolved, along with their institutions and policies, while populist politicians have gained prominence in the West by touting the benefits of isolationism and protectionism.1LISTEN
If you look on the internet, you can find step-by-step instructions to do almost anything. But what about retirement planning? You can get a lot of information but putting the final plan together is something best done with professional help and guidance. Today Jon and Karyn provide four areas where a financial pro can be most valuable in getting things in shape for your post-working years.
Take a listen!LISTEN
Each quarter we give our clients the chance to huddle together and receive some analysis regarding what transpired in the U.S. markets in the proceeding quarter. One of the staples we like to share is how the major asset classes performed and compare it trailing performance during recent years (like this chart below). It is always interesting to see how much fluctuation there can be in short period of time. For example, notice 2017’s leading sector of “Emerging Markets” fell completely to the bottom in performance in 2018 while “Cash” demonstrated the inverse.LISTEN
You may be getting near the finish line and set to retire. But are the investment decisions you have made the right ones for you? Jon and Karyn look at four strategies which explore retirement expenses and ways to address them, to protect against unnecessary risks and allow the right growth pathways for that valuable nest egg.
Take a listen!LISTEN
What’s the secret to Col. Sanders’ recipe for fried chicken? Is the reason Coca-Cola tastes different from Pepsi based on a formula locked up in a vault at corporate headquarters? For many companies, their trade secrets – also known as intellectual property (IP) – are a key differentiator and the primary reason for their success. For some, it’s a recipe or a chemical formula. For others, it’s customer data or proprietary technology.LISTEN