HEALTH INSURANCE OPEN ENROLLMENT FOR INDIVIDUAL INSURANCE (ACA) PLANS
November 1st – December 15th, 2017 for plans to be effective January 1, 2018
Thousands of people in Pima and Maricopa counties will need to make individual health insurance decisions for January 1, 2018.
An experienced, knowledgeable insurance specialist to help guide you through the process and answer YOUR important questions is critical.
CMS has announced they do not intend to offer any extensions to the enrollment period this year. You MUST enroll by December 15th, 2017 to be covered for all of 2018.
You may qualify for a Special Election Period if you have a Qualifying Life Event such as getting married, having a baby or moving to a new area.
We are pleased to be one of a few Elite Brokers in Arizona that can assist with plans AGAIN for 2018.
Call Today to Schedule a FREE Phone Consultation
In 30-45 minutes you will:
- Understand all plan options available in your area
- Review and assess which plan(s) will meet your needs
- Outline the steps to enroll in the right plan for you
- Get enrolled
LISTEN TO JOHN AND KARYN ON THE RADIO
2018 marks the 10th anniversary of the Great Recession of 2008. Despite a painfully slow recovery, U.S. economic growth has been sustainable. The stock and bond markets continue to perform well, unemployment is low and the economy is generally considered healthy and booming.LISTEN
You may think you know everything there is about Social Security, but even today in the Information Age there are myths and misinformation that persist. Today on Radio Evolved, Jon and Karyn go over several long-held ideas concerning Social Security and explain the facts as well as dispel the myths so you can get the absolute most from your benefits.LISTEN
Some people still have a traditional pension waiting for them to provide retirement income, but most do not. There are many strategies and options available to build one for workers who don’t have one available. Jon and Karyn take a look at straightforward steps you can take to build that lifetime retirement income using many different sources – Social Security, home equity, real estate holdings, annuities, and more.LISTEN
By: Karyn Damschen
Women live, on average, ten years longer than men. Women also tend to earn less than men in their lifetimes, often due to working from the home raising children or caring for family members. Given these two facts, longer life and less income, it is important that women understand their Social Security eligibility and get the most out of their benefits. And 40% of recent women claiming their benefits were only 62 years old while only 3% were 70 when they claimed their Social Security– the age at which you would receive your maximum payout. If you claim your benefits early, you may receive a payment reduced as much as 30% of its possible value.[i] Since women may live over thirty years or more on that payout, it’s good to know your options. We encourage you to visit the Social Security website, or a local office, and look over your details, making sure everything is accurate.[ii] We may also be able to help you in this area.LISTEN
Many things can be done on your own for retirement planning, but there are areas where having a trusted financial professional can be a great benefit. Today Jon and Karyn go over four specific areas such as Social Security optimization, tax diversification, and others, where professional help can help maximize your ability to be sure the income is there for your post-working years.LISTEN