Retirement Investment Planning
We provide retirement investment planning services in Arizona, and we’ll help you choose an investment strategy that meets your retirement goals — even if retirement is only a few years away. We can help you grow your wealth while protecting your assets and minimizing your tax liability. In addition to retirement investment planning, we can work with an attorney who can make sure your estate is secure through a variety of protective vehicles including wills, trusts and estate planning. As your financial guide, we’ll help make sure you have the information necessary to prioritize and reach your retirement goals.
We provide convenient investment planning services in our offices or in the comfort of your own home. We also offer informative financial seminars at no cost. Call an office in your area to set up an appointment or to register for a seminar.
By contacting us, you may be offered insurance and/or investment products for sale.
The Importance of Retirement Planning
Whether you’re within a few years of retirement or have longer to go, retirement planning is one of the most important things you can do for yourself and your family. Planning for your retirement doesn’t stop the moment you retire. You will still make active decisions throughout your retirement that can have consequences.
Because a successful retirement depends on more than just the performance of your 401(k) or IRA, it’s wise to work with a retirement planning professional. Focusing on your retirement accounts without looking at your entire financial picture is one of the most common retirement planning mistakes made. You’ll need to understand how your complete financial situation will affect your retirement goals.
The retirement planning advisors at Retirement Evolutions Wealth Management will help provide you with complete retirement planning services — from portfolio management to understanding wills and trusts. We can offer you a wide range of options and deliver honest recommendations.
Retirement Planning Professionals
Planning your financial future is safer when you use a personal retirement planning professional. We will assess your entire estate to help you determine your financial risks and provide the protection you need to assure a fulfilling retirement.
We’ll develop a retirement plan that helps address your financial portfolio, estate planning, insurance needs, and investments and helps protect inheritance to help ensure a lifestyle you can enjoy. We’ll help you prevent loss and provide the financial information to help you attain a successful retirement.
If you are already retired, your retirement planning professional can still help you build a plan. How you manage your portfolio will depend on whether you are in the early years of retirement or the later years, and our retirement planning advisors may suggest different strategies for each.
To find out more about our retirement planning services, call our office to schedule a complimentary session with one of our retirement planning advisors.
By contacting us, you may be offered insurance and/or investment products for sale.
LISTEN TO JOHN AND KARYN ON THE RADIO
What Impact Do the New Tax Laws Have on You for 2018?
The Tax Cuts and Jobs Act of 2017 reduced federal income tax liability for some, but not all, Americans. Wealthy residents of California, New York, and other high-tax states could face a higher tax bill when they file their 2018 return.
While cutting tax rates on ordinary income, increasing the standard deduction and doubling the federal estate and gift tax exemptions, the tax legislation also capped the deduction for state and local taxes (SALT). While once open-ended, the SALT deduction is now limited to $10,000 ($5,000 if married, filing separately).
LISTEN
Are You Taking On Enough, Too Much or the Right Amount of Risk?
Risk is a necessary element of any retirement plan – because investing in things like stocks which can decrease in value can also give you big increases. Today Jon and Karyn talk about how to manage the risks involved to your own tolerances to give you the right plan with the right amount of risk so that your money will be there whenever you need it.
LISTEN
Defend Your Retirement From Sneak Attacks
What sneak attacks could try to derail your retirement plans? Well, some include long-term care and other health costs, or kids coming back home as adults. Jon and Karyn discuss these and a number of other things which could throw your retirement plans for a loop if they are not addressed or planned for.
LISTEN
Striking the Right Balance for a Successful Retirement
We all know what a balance sheet is when it pertains to a business. Well, when we retire, we need to check our personal balance sheet – if it’s out of balance, we may not have the money and resources we need to retire in the first place. Today Jon and Karyn go over the steps which need to be taken to be sure your personal balance sheet is where it needs to be in order to live your best retirement.
LISTEN
Pension vs. 401(k)
Given a choice, which would you choose: a guaranteed fixed income for the rest of your life, or a lump sum that you could invest? As it turns out, lots of people prefer a sure thing.
This is what a recent survey showed about public sector employees posed with the option to select a defined benefit pension plan or a 401(k)-type defined contribution individual account. In fact, even when the defined contribution plan was the default option and workers had to proactively choose the defined benefit pension plan, they made the effort. In the eight states studied that offered a choice between the two options, all had employees choosing pensions at rates of 75 percent or higher in 2015.
LISTEN