Many things can be done on your own for retirement planning, but there are areas where having a trusted financial professional can be a great benefit. Today Jon and Karyn go over four specific areas such as Social Security optimization, tax diversification, and others, where professional help can help maximize your ability to be sure the income is there for your post-working years.

The stock market is remaining strong as we enter the final months of 2018 – but it eventually will start a downward trend of some kind. Today Jon and Karyn talk about the proper steps to take to be sure your investments for retirement are positioned so when this does occur, losses can be kept to a minimum and your nest egg stays safer to preserve your funds – and maybe even preserve your retirement.

People need to make certain assumptions about their money to build a solid retirement foundation. This often includes investments, expenses, income needs and more. Today Jon and Karyn discuss what all of these are, why they are important and how to address each area to be sure you have what you need – when you need it.

Are you really prepared to make the transition from work to retirement? Today Jon and Karyn talk about the preparation needed to make sure it works – especially involving retirement income, protection from high costs of health care, asset allocation and more.

These include not having a budget, not planning on when to take Social Security, and not knowing how much you can take out on a regular basis. Jon and Karyn discuss these areas and others to be sure you have all the bases covered and that one mistake doesn’t lead to others.

Health care is expensive. Add in the cost of potential long-term care and retirement health care is even more expensive. Today Jon and Karyn talk about the best ways to protect your income from those high costs by using portions of your assets in areas such as insurance or health savings accounts to provide funding if the worst case scenario does occur.