Your portfolio includes more than just your stocks and bonds. Portfolio management companies must take into account potential growth investments, inheritance implications and your financial assets including insurance, annuities and real estate. Your portfolio must be designed to help protect your family and your estate and help provide for your lifestyle in retirement.
As a portfolio management firm, Retirement Evolutions Wealth Management creates investment and portfolio management plans to help identify potential impacts on your investments. We will help you make important decisions to help protect your portfolio for a more secure financial future. Retirement Evolutions provides experience with the following financial tools to help you reach your goals:
- Helping you optimize and diversify your investments
- Evaluating and recommending growth opportunities for your needs
- Helping protect your investments through risk management
- Helping develop your retirement plan
- Managing external impacts on your portfolio
- Helping you develop sound financial priorities
- Planning charitable and family gifting
- Providing financial information and insight
- Portfolio management planning
We take the time to fully understand your individual circumstances and your financial objectives in order to help provide a customized portfolio and asset management plan. Our investment advisors can provide you unbiased advice and work on your behalf.
Portfolio and Asset Management
Attempting to develop your own investment portfolio can be complex and confusing, and ineffective portfolio and asset management can put your assets at risk. In fact, there are an abundance of financial choices and new financial products to understand.
Working with an experienced and trusted advisor will help you make the right decisions. As your financial guide, we’ll help make sure you have the information necessary to evaluate emerging opportunities and manage personal finance issues to prioritize and reach your retirement goals. Your personal portfolio management plan will reflect your financial needs and values in order to meet your retirement objectives.
Retirement Evolutions Wealth Management offers investment management strategies designed to fit your financial needs.
By contacting us, you may be offered insurance and/or investment products for sale.
LISTEN TO JOHN AND KARYN ON THE RADIO
The Tax Cuts and Jobs Act of 2017 reduced federal income tax liability for some, but not all, Americans. Wealthy residents of California, New York, and other high-tax states could face a higher tax bill when they file their 2018 return.
While cutting tax rates on ordinary income, increasing the standard deduction and doubling the federal estate and gift tax exemptions, the tax legislation also capped the deduction for state and local taxes (SALT). While once open-ended, the SALT deduction is now limited to $10,000 ($5,000 if married, filing separately).LISTEN
Risk is a necessary element of any retirement plan – because investing in things like stocks which can decrease in value can also give you big increases. Today Jon and Karyn talk about how to manage the risks involved to your own tolerances to give you the right plan with the right amount of risk so that your money will be there whenever you need it.LISTEN
What sneak attacks could try to derail your retirement plans? Well, some include long-term care and other health costs, or kids coming back home as adults. Jon and Karyn discuss these and a number of other things which could throw your retirement plans for a loop if they are not addressed or planned for.LISTEN
We all know what a balance sheet is when it pertains to a business. Well, when we retire, we need to check our personal balance sheet – if it’s out of balance, we may not have the money and resources we need to retire in the first place. Today Jon and Karyn go over the steps which need to be taken to be sure your personal balance sheet is where it needs to be in order to live your best retirement.LISTEN
Given a choice, which would you choose: a guaranteed fixed income for the rest of your life, or a lump sum that you could invest? As it turns out, lots of people prefer a sure thing.
This is what a recent survey showed about public sector employees posed with the option to select a defined benefit pension plan or a 401(k)-type defined contribution individual account. In fact, even when the defined contribution plan was the default option and workers had to proactively choose the defined benefit pension plan, they made the effort. In the eight states studied that offered a choice between the two options, all had employees choosing pensions at rates of 75 percent or higher in 2015.LISTEN