Posts by Jon Magoch

Moving Up Your Retirement Date

Many people would love to be able to retire sooner than later. If you are one of them, Jon and Karyn have nine strategies designed to help get you in a position to do just that.

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Pros and Cons of Municipal Bonds

U.S. stock markets were enjoying an eighth consecutive year of a bull market until volatility toward the end of 2018 erased all of the past year’s gains.1 In times like this, as share prices continue to bounce back and forth on a day-to-day basis, investors close to or in retirement often transition to more conservative investments. One option is the municipal bond market.

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Social Security Myths Debunked

There is a lot to know about Social Security – and a lot of misinformation about it. Today Jon and Karyn sort out what the truth is and what the myths are about this nearly universal program.

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Stability Grows for Emerging Markets

Thirty years ago, developed markets were seen as much more stable than smaller, emerging countries. But as political division and uncertainty permeates the West, the differences have faded, and emerging markets (EM) have shed the high-risk perception that accompanied foreign investment.

Sound government situations, conservative monetary policy and lower levels of debt were once staples of developed markets, while EMs posed higher risks with regard to politics and central bank policies. EM countries have evolved, along with their institutions and policies, while populist politicians have gained prominence in the West by touting the benefits of isolationism and protectionism.1

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Four Areas of Retirement Where Professional Advice Can Be a Difference Maker

If you look on the internet, you can find step-by-step instructions to do almost anything. But what about retirement planning? You can get a lot of information but putting the final plan together is something best done with professional help and guidance. Today Jon and Karyn provide four areas where a financial pro can be most valuable in getting things in shape for your post-working years.

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Visualizing 200 Years of Stock Market History

https://www.visualcapitalist.com/200-years-u-s-stock-market-sectors/)


Each quarter we give our clients the chance to huddle together and receive some analysis regarding what transpired in the U.S. markets in the proceeding quarter.  One of the staples we like to share is how the major asset classes performed and compare it trailing performance during recent years (like this chart below).  It is always interesting to see how much fluctuation there can be in short period of time.   For example, notice 2017’s leading sector of “Emerging Markets” fell completely to the bottom in performance in 2018 while  “Cash” demonstrated the inverse.

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Four Pathways to Retire with Confidence

You may be getting near the finish line and set to retire. But are the investment decisions you have made the right ones for you? Jon and Karyn look at four strategies which explore retirement expenses and ways to address them, to protect against unnecessary risks and allow the right growth pathways for that valuable nest egg.

Take a listen!

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Why Global Intellectual Property Laws Matter

What’s the secret to Col. Sanders’ recipe for fried chicken? Is the reason Coca-Cola tastes different from Pepsi based on a formula locked up in a vault at corporate headquarters? For many companies, their trade secrets – also known as intellectual property (IP) – are a key differentiator and the primary reason for their success. For some, it’s a recipe or a chemical formula. For others, it’s customer data or proprietary technology.

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China’s Growing Economy

 “Let her sleep, for when she wakes she will shake the world.”

-Napoleon Bonapart speaking about China

Car Trouble

General Motors recently announced the pending closure of three U.S. assembly plants and the discontinuation of six cars made at those plants. While large sedans are no longer big sellers in the United States, they remain popular in China, and GM will continue to manufacture them there.

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What Impact Do the New Tax Laws Have on You for 2018?

The Tax Cuts and Jobs Act of 2017 reduced federal income tax liability for some, but not all, Americans. Wealthy residents of California, New York, and other high-tax states could face a higher tax bill when they file their 2018 return.

While cutting tax rates on ordinary income, increasing the standard deduction and doubling the federal estate and gift tax exemptions, the tax legislation also capped the deduction for state and local taxes (SALT). While once open-ended, the SALT deduction is now limited to $10,000 ($5,000 if married, filing separately).

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