Jon Magoch – Page 2 – Retirement Evolutions | Retirement Planners and Financial Advisors Tuscon, AZ

Fixing Eight Common Money Mistakes

Allocating enough for medical expenses, paying too much in fees, making the right investments – all of these and more could cost you when it comes to building a retirement nest egg. Jon and Karyn go over the most common mistakes when it comes to retirement finances and how to either fix or avoid them, so you can rest easy when it comes to your money.

Eight Retirement Money Assumptions

In planning for retirement, certain assumptions must be made in accounting for income, investments, longevity and the like. Today Jon and Karyn talk about the things which need to be taken into account and how to be sure they are well supported and applied the right way for any appropriate situation.

Moving Up Your Retirement Date

Many people would love to be able to retire sooner than later. If you are one of them, Jon and Karyn have nine strategies designed to help get you in a position to do just that.

Pros and Cons of Municipal Bonds

U.S. stock markets were enjoying an eighth consecutive year of a bull market until volatility toward the end of 2018 erased all of the past year’s gains.1 In times like this, as share prices continue to bounce back and forth on a day-to-day basis, investors close to or in retirement often transition to more conservative investments. One option is the municipal bond market.

Social Security Myths Debunked

There is a lot to know about Social Security – and a lot of misinformation about it. Today Jon and Karyn sort out what the truth is and what the myths are about this nearly universal program.

Stability Grows for Emerging Markets

Thirty years ago, developed markets were seen as much more stable than smaller, emerging countries. But as political division and uncertainty permeates the West, the differences have faded, and emerging markets (EM) have shed the high-risk perception that accompanied foreign investment.

Sound government situations, conservative monetary policy and lower levels of debt were once staples of developed markets, while EMs posed higher risks with regard to politics and central bank policies. EM countries have evolved, along with their institutions and policies, while populist politicians have gained prominence in the West by touting the benefits of isolationism and protectionism.1

Four Areas of Retirement Where Professional Advice Can Be a Difference Maker

If you look on the internet, you can find step-by-step instructions to do almost anything. But what about retirement planning? You can get a lot of information but putting the final plan together is something best done with professional help and guidance. Today Jon and Karyn provide four areas where a financial pro can be most valuable in getting things in shape for your post-working years.

Visualizing 200 Years of Stock Market History

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Each quarter we give our clients the chance to huddle together and receive some analysis regarding what transpired in the U.S. markets in the proceeding quarter. One of the staples we like to share is how the major asset classes performed and compare it trailing performance during recent years (like this chart below). It is always interesting to see how much fluctuation there can be in short period of time. For example, notice 2017’s leading sector of “Emerging Markets” fell completely to the bottom in performance in 2018 while “Cash” demonstrated the inverse.

Four Pathways to Retire with Confidence

You may be getting near the finish line and set to retire. But are the investment decisions you have made the right ones for you? Jon and Karyn look at four strategies which explore retirement expenses and ways to address them, to protect against unnecessary risks and allow the right growth pathways for that valuable nest egg.

Take a listen!

Why Global Intellectual Property Laws Matter

What’s the secret to Col. Sanders’ recipe for fried chicken? Is the reason Coca-Cola tastes different from Pepsi based on a formula locked up in a vault at corporate headquarters? For many companies, their trade secrets – also known as intellectual property (IP) – are a key differentiator and the primary reason for their success. For some, it’s a recipe or a chemical formula. For others, it’s customer data or proprietary technology.